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Living guide · 2026

Living in Dubai

A city of more than three and a half million people, most of them from abroad. Visas, healthcare, schools, getting around and the cost of living, for anyone thinking of moving.

  • Updated 15 October 2026
  • 6 min read
At a glance
~90%
From abroad
The share of residents who are expatriates.
Sat–Sun
The weekend
Since 2022, with Friday a half day for government.
5%
VAT
And no personal income tax.
Metro
Getting around
Driverless metro and tram, taxis and ride-hailing.

Short answer

To live in Dubai you need a residence visa: through work, a business, or property -- the Golden Visa from AED 2 million. Residents must have health insurance; schools are private and inspected, with fees that vary widely. The city is safe, English is spoken everywhere, and summers are very hot: most of life moves indoors from June to September.

The essentials

Residence

A visa through employment, your own company, retirement (for those who qualify) or property. With it comes the Emirates ID, needed for almost everything.

Healthcare

Health insurance is compulsory for residents. Private hospitals and clinics are of a high standard, many with English-speaking staff.

Schools

Private schools teach British, American, IB, Indian and other curricula, and are inspected and rated by the education authority, KHDA. Fees vary from modest to very high.

Getting around

Most people drive or use taxis and ride-hailing; the metro runs along the main corridors. Foreign licences from many countries can be converted.

Cost of living

Housing and school fees are the big costs; utilities run higher in summer for air conditioning. There is no income tax, and VAT is 5%.

The climate

Mild, sunny winters from November to March; very hot, humid summers, often above 40°C.

Why buy in Dubai with Select Estates

Advice first, then the right project

Dubai has thousands of projects and every developer says theirs is the best. We compare them for you, in your language, and tell you honestly which we would buy.

Many developers compared

Prices, payment plans, service charges and track records side by side, not one developer's sales pitch.

No fee from you on new projects

When you buy off-plan from the developer, the developer pays our fee: the price is the developer's price.

In your language

Contracts, payment schedules and the Land Department's paperwork, explained in English or Turkish.

With you to the keys

Reservation, registration, instalments, snagging and handover: one consultant from start to finish.

Questions buyers ask us

No. Arabic is the official language, but English is used everywhere in daily life and business.

Dubai is regularly rated one of the safest cities in the world, with very low street crime.

Villa and townhouse communities like Dubai Hills, Arabian Ranches, The Valley and Town Square, and apartments near schools and parks in JVC or Dubai Creek Harbour.

Dubai areas

Dubai has a retirement visa for those over 55 who meet its savings, income or property conditions; property worth AED 2 million or more can also bring the Golden Visa.

More guides

All guides

This guide is general information, not legal, tax or financial advice. Dubai's rules and fees change; figures are correct to the best of our knowledge on 15 October 2026. Check the latest with the Dubai Land Department or an adviser before you sign or pay.

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